Medicare Advantage continues to offer strong access and value for New Jersey beneficiaries in 2026. According to the latest data from the Centers for Medicare & Medicaid Services (CMS), 100% of people with Medicare in New Jersey will have access to at least one Medicare Advantage plan in 2026, including options with $0 monthly premiums, ensuring affordable coverage is widely available across the state. Additionally, every beneficiary will have access to a Medicare Advantage plan with a $0 premium, giving seniors and eligible individuals greater choice and financial flexibility when selecting their health coverage.

This broad access is especially valuable for New Jersey’s large Medicare population (nearly 1.8 million people), helping ensure that individuals can find a plan that fits their health needs and budget for the upcoming year.